We are pleased to inform that RuPay Debit Cards can now be used for online transactions and payments through RuPay PaySecure an e-Commerce solution of National Payments Corporation of India(NPCI). RuPay PaySecure not only provides a platform for e-transactions but also gives the customers a complete unique shopping experience. The RuPay Card can be used at all ATMs, merchant establishments in India for online transactions and payments.

Key Features of RuPay PaySecure

- The solution offers enhanced security measures in addition to the RBI mandated 2-Factor authentication viz.registration, OTP,image based authentication and anti-phishing measures.

- Highly secure with unique anti-phishing properties.

- In case of any of these suspected activities, please check immediately with telecom service provider/ Bank.

- User friendly and smooth adaptability.

- Simplified architecture & transaction flow reduces transaction time resulting in faster transaction processing and reduction in drop-outs.

Target Audience

- All RuPay Card Holders for online transactions viz. bill payments, online purchases etc.

RuPay PaySecure Usage

- All the customers holding RuPay Cards can transact online with RuPay PaySecure.

- Customer will have to select an image to register during registration. Subsequently, the customer will have to identify the correct registered image in order to get validated.

- Customer will have to enter a phrase during registration. Subsequently, the customer will have to acknowledge the phrase and the last 3 transactions being made online in order to get validated.

- Subsequently the image and phrase become validating factors. In case the customer forgets or exceeds the number of attempts they have to re-register to enter new phrase and select a new image.

- In order to get authenticated, the cardholder needs to enter correct card details, OTP, challenge questions, internet ID and password or any other parameters defined by the issuer.

- Customer is required to use a valid ATM PIN for authorization of the e-Commerce transactions. Customer will have to enter PIN on the bank themed PIN pad using mouse clicks only. The PIN pad will shuffle each time a digit is entered.

- RuPay Cards are enabled for online purchases on major merchants. For details on this solution, kindly get in touch with your bank call centre teams.

- For further enqueries, you may contact us by email at ho@samridhibank.com

Rupay ATM Card Charges

ATM Charges	Savings, Current, Overdraft and Cash Credit Accounts	New ATM Issuance Charges	200 /- + GST
		Renewal ATM Charges	200 /- + GST
		ATM Replacement Charges	200 /- + GST
		Green Pin Replacement / Renegeration Charges	Free through Sarvatra Card Safe Application
		Cash Withdrawal on ICICI Bank ATMS	Free - No Charges on ICICI Bank ATM
		Cash Withdrawal More then 5 Transactions monthly on other banks ATMs except ICICI Bank	Rs. 20 /- including GST
		Financial and Non financial more then 5 Transactions on other bank ATM except ICICI Bank Monthly	12 /- including GST