The Udaipur Mahila Samridhi Urban Co-op. Bank Ltd., Udaipur, Rajasthan, INDIA

Service Charges & Commission applicable from 01-12-2023

Minimum Balance Charges

Sr.No	Periodicity	Account Type	Charges
1.	Quarterly	Saving A/cs	30 /- INR + GST
2.	Quarterly	Current A/cs	125 /- INR + GST

Service Charges

Sr.No	Periodicity	Account Type	Amount	Charges
1.	Half Yearly	Current A/cs		175 /- INR + GST
2.		Loans and Advances	1 To 50000	50 /-INR + GST
			50001 To 500000	100 /-INR + GST
			500001 To 2500000	150 /-INR + GST
			2500001 To 5000000	200 /-INR + GST
			5000001 To 999999999	250 /-INR + GST

Locker Operation Charges

Sr.No	Periodicity	Account Type	Operation	Charges
1.	Half Yearly	Locker Accounts	12 Operations are free after 12 Operations Charges will be applicable.	50 /- + GST per Operation

CIBIL Charges

Account Type	Charges
Any Loans and Advances accounts.	To recover the charges from the borrower on actual basis on commercial reports only. No Charges for Consumer reports.

SMS Charges

Periodicity	Account Type	Charges
Quarterly	Saving Account	20 /- + GST if any single Transaction available for the accounts.
	Current Account	30 /- + GST if any single Transaction available for the accounts.
	Loans and Advances Accounts	30 /- + GST if any single Transaction available for the accounts.

Outward RTGS Charges

Account Type	Amount	Charges
Saving , Current, Cash Credit and Overdraft Accounts	2 Lakh To 5 Lakh	25 /- + GST per Transaction
Saving , Current, Cash Credit and Overdraft Accounts	Above 5 Lakh To Minimum Balance in the Account	50 /- + GST Per Transaction

Outward NEFT Charges

Account Type	Amount	Charges
Saving , Current, Cash Credit and Overdraft Accounts	Upto 10,000 /-	2.50 /- + GST per Transaction
	Above 12000 /- To 1 Lakh	5 /- + GST Per Transaction
	Above 1 Lakh To Upto 2 Lakh	15 /- + GST Per Transaction
	Above 2 Lakh	25 /- + GST Per Transaction

FREE ON OUTWARD RTGS/NEFT CHARGES THROUGH MOBILE APPLICTAION CHANNEL & FREE INWARD RTGS/NEFT CHARGES

Standing Instruction (SI) Charges

Account Type	Amount	Charges
In Any Account	Rs. 1 To Minimum Balance in Account	50 /- + GST

NACH Mandate

Account Type	Amount	Charges
In Any Account	Any amount	50 /- + GST Per Mandate

ECS Inward / Outward Return Charges

Account Type	Amount	Charges
Saving Accounts	Any Amount	150 /- + GST
Current Accounts	Any Amount	250 /- + GST

Inward Cheque Return

Account Type	Amount	Charges
Saving Accounts	Any Amount	200 /- + GST
Current, Cash Credit, Overdraft Accounts	Any Amount	300 /- + GST

Outward Cheque Return

Account Type	Amount	Charges
Saving Accounts	Any Amount	200 /- + GST
Current, Cash Credit, Overdraft Accounts	Any Amount	300 /- + GST

Duplicate Passbook Charges

Account Type	Charges
Saving Accounts & Recurring Accounts	50 /- + GST

Duplicate Statement Charges

Account Type	Charges
Current Accounts	50 /- + GST

Inoperative to Operative Account Charges

Account Type	Charges
Saving Accounts	50 /- + GST
Current Accounts	100 /- + GST

Account Closure Charges

Account Type	Charges
Saving Accounts	50 /- + GST
Current Accounts	100 /- + GST

Stop Payment charges

Account Type	Charges
Saving Accounts	100 /- + GST
Current Accounts	200 /- + GST

CERSAI Charges

Account Type	Amount	Charges
Loans and Advances Accounts	Any Amount	100 /- + GST

ATM Charges

Account Type	Amount	Charges
Saving, Current, Overdraft, Cash Credit Accounts	New ATM Issuance Charges	200 /- + GST
	Renewal ATM Charges	200 /- + GST
	ATM Replacement Charges	200 /- + GST
	Green Pin Replacement / Renegeration Charges	Free through Sarvatra Card Safe Application
	Cash Withdrawal on ICICI Bank ATMS	Free
	Cash Withdrawal More then 5 Transactions monthly on other banks ATMs except ICICI Bank	20 /- including GST
	Pin Change, Mini Statement, Balance Inquiry including Cash Withdrawal transactions above 5 Transactions on Monthly	12 /- Including GST

Standing Instruction (SI) Due if Insufficient Balance

Account Type	Amount	Charges
Saving, Current, Overdraft, Cash Credit Accounts	Any Amount	25 /- + GST per event

IMPS Charges

Account Type	Amount	Charges
Saving , Current, Cash Credit and Overdraft Accounts	Rs. 1 To 25000 /- INR	NIL
	25001 To 1 Lakh	5 /- + GST
	Above 1 Lakh To Upto 2 Lakh	10 /- + GST
	Above 2 Lakh To 5 Lakh	25 /- + GST

Cheque Book Charges

Account Type	Charges
Saving Accounts	1st Cheque book Free after this 4 /- + GST per Leaf
Current, Cash Credit and Overdraft Accounts	2 /- + GST per Leaf

Payorder Charges

Account Type	Amount	Charges
Savings, Current, Cash Credit and Overdraft Accounts	1 /- To 5000 /-	20 /- + GST
	5001 /- To 10000 /-	25 /- + GST
	10001 /- To 1 Lakh	2.25 /- Per Thousand + GST
	Above 1 Lakh To 5 Lakh	2.50 /- Per Thousand + GST
	Above 5 Lakh To 10 Lakh	2.75 /- Per Thousand + GST
	Above 10 Lakh	2 /- Per Thousand + GST

Demand Draft Charges

Account Type	Amount	Charges
Savings, Current, Cash Credit and Overdraft Accounts	1 /- To 5000 /-	25 /- + GST
	5001 /- To 10000 /-	30 /- + GST
	10001 /- To 1 Lakh	2.50 /- Per Thousand + GST
	Above 1 Lakh To 5 Lakh	2.75 /- Per Thousand + GST
	Above 5 Lakh To 10 Lakh	2.75 /- Per Thousand + GST
	Above 10 Lakh	2 /- Per Thousand + GST

OBC / IBC Charges

Amount	Charges
1 /- To 5000 /-	25 /- + GST
5001 /- To 10000	50 /- + GST
10001 To 1 Lakh	100 /- + GST
Above 1 Lakh	150 /- + GST

PO / DD Cancellation Charges

Account Type	Amount	Charges
Savings, Current, Cash Credit and Overdraft Accounts	Any Amount	25 /- + GST

Bank Guaranttee Charges

Charges

1 % of Sanction Amount

Signature & Other Certification Charges

Account Type	Amount	Charges
Loans and Advances Accounts	Any Amount	100 /- + GST

Processing Charges in Loans and Advances Accounts

Account Type	Amount	Charges
Loans and Advances Accounts	Any Amount	0.50 % of Sanction Amount + GST

General Conditions

1. Free on Outward RTGS/NEFT charges through Mobile Applictaion channel & Free inward RTGS/NEFT Charges

2. No Service Charges will be levied from staff/ex-staff.

3. Charges are applicable for all the customers.

4. Charges/rates are variable and Bank reserves the right to amend them from time to time.

Mahila Samridhi Bank