UPI or Unified Payments Interface is an immediate real-time payment system that helps in instantly transferring the funds between the two bank accounts through a mobile platform. Hence, UPI is a concept that allows multiple bank accounts to get into a single mobile application.

UPI can be done through

Third Party Apps like BHIM, Google Pay, PhonePe, PayTM etc.

Timings : 24 x 7 x 365

Transaction Limits

Type of Account	Maximum Limit / Transaction	Maximum Limit/Day	Charges
Saving Accounts	1,00,000 /-	1,00,000 /-	Free - No Charges are levied by bank on any outward and inward UPI Transactions.
Current Accounts	1,00,000 /-	1,00,000 /-